FULL TERMS · PLAIN LANGUAGE · UPDATED 2024

Lucky100 Terms and Conditions — Know Your Rights and Obligations

These are the rules that govern your Lucky100 account. We've written them in plain language so you know exactly what you're agreeing to — no deliberate obscurity, no surprises buried in clause 47. Read them before you register, and keep them handy as a reference.

Register Now Last updated: January 2024
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Key Points at a Glance

What Every Lucky100 Member Should Know Upfront

18+ Only

Lucky100 is strictly for users aged 18 and above. Age verification is required. Accounts opened by underage users will be closed and balances forfeited.

PKR Transactions Only

All deposits, withdrawals, bonuses and bets on Lucky100 are processed in Pakistani Rupees (PKR). No foreign currency conversions are applied.

Bonuses Have Wagering Requirements

All promotional bonuses on Lucky100 carry wagering requirements before withdrawal. Requirements and contribution rates are stated per promotion.

One Account Per Person

Each individual may hold one Lucky100 account. Multiple accounts are prohibited and will result in permanent suspension of all related accounts.

01

Acceptance of Terms

By registering an account on Lucky100 (accessible at lucky100.bio), accessing any section of the platform, making a deposit, placing a bet or using any Lucky100 product or service, you confirm that you have read, understood and agree to be bound by these Terms and Conditions in their entirety. If you do not agree with any part of these terms, you must not create an account or use Lucky100's services.

These Terms and Conditions apply to all Lucky100 members in Pakistan, regardless of which device you're using — mobile phone, tablet or desktop — and regardless of whether you accessed Lucky100 through the main website or any promotional link. The same rules apply to everyone equally.

Plain language note: Signing up means you've agreed to these rules. Take five minutes to read the sections most relevant to you — especially the bonuses section (Section 5) and the deposits section (Section 4) — before you make your first deposit on Lucky100.

Lucky100 reserves the right to update these terms at any time. Continued use of the platform following notification of an update constitutes acceptance of the revised terms. Changes will always be communicated to registered members via the registered email address or an in-platform notification.

02

Eligibility

To open and maintain a Lucky100 account, you must satisfy all of the following eligibility criteria at the time of registration and on an ongoing basis:

  • You must be at least 18 years of age. Lucky100 operates a strict 18+ policy with no exceptions. Age verification documents may be requested at any time.
  • You must be accessing Lucky100 from a jurisdiction where online betting and casino activity is not prohibited by applicable law. It is your responsibility to verify the legal position in your own location.
  • You must not be a current employee, contractor, director or close family member of a Lucky100 employee or contractor.
  • You must not be subject to any self-exclusion arrangement — either through Lucky100 or through any other recognised responsible gaming mechanism — that covers the type of activity you intend to engage in.
  • You must be acting on your own behalf and not as an agent, proxy or representative of any other person.

Age verification: Lucky100 may request identification documents at any point. Acceptable documents include a valid CNIC, passport or driving licence. Failure to provide documents within the requested timeframe may result in account restriction until verification is complete.

03

Account Registration

Each individual is permitted to hold one Lucky100 account only. Operating multiple accounts — whether under the same or different personal details — is strictly prohibited. Where multiple accounts are identified, Lucky100 will close all associated accounts, void any pending bets, and may withhold balances pending investigation.

When registering, you must provide accurate, current and complete information. This includes your legal name, date of birth, Pakistani mobile number and a valid email address. Providing false information at registration is a material breach of these terms and grounds for immediate account closure.

  • You are responsible for keeping your login credentials — username and password — confidential. Lucky100 will never ask for your password via email, SMS or chat.
  • Any activity on your Lucky100 account that occurs while you are logged in is considered authorised. If you suspect unauthorised access, contact Lucky100 support immediately.
  • Account credentials must not be shared with or transferred to any other person.
  • Lucky100 accounts are non-transferable and may not be sold or gifted.

Two-factor authentication is available for all Lucky100 accounts and is strongly recommended. Enable it from your account security settings to protect your PKR balance.

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04

Deposits and Withdrawals

All financial transactions on Lucky100 are conducted in Pakistani Rupees (PKR). Lucky100 does not apply currency conversion to any deposit or withdrawal — what you send is what arrives, subject to the minimums and processing rules below.

Accepted payment methods for both deposits and withdrawals include:

  • Easypaisa (mobile wallet)
  • JazzCash (mobile wallet)
  • NayaPay
  • SadaPay
  • Bank transfer via IBFT (Interbank Funds Transfer)
  • Visa and Mastercard bank-issued cards
Transaction TypeMinimumStandard ProcessingVIP Priority
Deposit (all methods)Rs 500Under 60 seconds (wallets)Same
Withdrawal (wallet)Rs 1,000Within 24 hours1 hr (Diamond)
Withdrawal (IBFT)Rs 2,000Within 24 hours2 hrs (Platinum+)
Withdrawal (card)Rs 2,000Within 24 hoursSame

Lucky100 does not charge fees on deposits or withdrawals. However, your mobile wallet provider or bank may apply their own charges — this is outside Lucky100's control and responsibility.

Withdrawals are only processed to methods that have been used to deposit into the account or that have been formally verified. Lucky100 may request supporting documentation before processing a withdrawal, particularly for first-time withdrawals or withdrawal amounts above Rs 100,000.

Important: Funds deposited into Lucky100 must be wagered at least once before a withdrawal request is accepted. This is a standard anti-money-laundering measure and applies to all members equally.

05

Bonuses and Promotions

Lucky100 offers various bonuses and promotions, including but not limited to welcome deposit bonuses, reload bonuses, cashback payments and VIP tier bonuses. Each promotion is subject to its own specific terms, which are stated at the point of offer. The following general rules apply to all Lucky100 promotional offers unless stated otherwise:

  • Wagering requirements: Bonus funds must be wagered the stated number of times before any withdrawal can be made. The wagering requirement is applied to the bonus amount only, not the deposit amount, unless explicitly stated otherwise.
  • Game contribution: Different games on Lucky100 contribute differently to wagering requirements. Cricket betting typically contributes 100%. Roulette and casino games contribute at the rates stated per promotion — generally between 10% and 100% depending on the game type.
  • Expiry: Bonus funds expire if not used within the period stated in the promotion. Expired bonus funds and any associated winnings are forfeited automatically.
  • Eligibility: Bonuses are available to one account per person, per household and per device. Lucky100 reserves the right to withdraw a bonus offer if it suspects abuse or if multiple accounts are identified.
  • Minimum deposit: The welcome bonus on Lucky100 requires a minimum deposit of Rs 1,000. The bonus will not be credited if the qualifying deposit falls below this threshold.
  • Maximum withdrawal from bonus: Unless stated otherwise in the individual promotion, the maximum amount that may be withdrawn from winnings derived solely from a bonus (before the full wagering requirement is met) is 10x the bonus value.

VIP cashback payments carry a 1x wagering requirement only — you need to wager the cashback amount once before it becomes withdrawable. This is a flat rule across all Lucky100 VIP tiers and is not subject to game contribution rates.

Lucky100 reserves the right to modify, suspend or cancel any promotion at any time without prior notice. Where a promotion is cancelled mid-way, any qualifying activity completed before cancellation will be honoured.

06

Betting Rules — Cricket and Sports

Lucky100's cricket betting section covers PSL, Pakistan bilateral series, ICC events and other major cricket competitions. The following rules apply to all sports betting activity on Lucky100:

  • Bet settlement: Bets are settled according to the official result as declared by the relevant governing body. In the case of a match being abandoned or reduced due to weather, Lucky100's event-specific rules apply — these are displayed within each market.
  • In-play betting: In-play markets on Lucky100 may be suspended at any time at the discretion of the trading team. Bets placed while a market is suspended will be voided. Lucky100 is not responsible for network delays or connection issues that result in a bet being placed at an unintended price.
  • Minimum bet: Rs 100 per bet on all sports markets unless a higher minimum is displayed on the individual market.
  • Maximum bet and payout: Maximum bet amounts and maximum payout limits vary by market and are displayed within each betting market. Lucky100 reserves the right to limit stake amounts on any market, for any member, at any time.
  • Obvious errors: If a price is published due to a technical error or human mistake, Lucky100 reserves the right to void bets placed at that price. Members will be notified of any voided bets and their stakes will be returned in full.
  • Multiples and accumulators: Accumulator bets are available on cricket and other sports. The odds of each leg must be available as a single market on Lucky100. System bets and special accumulator rules are displayed within the bet slip.

Match-fixing and integrity: Lucky100 has zero tolerance for bet manipulation, match-fixing or any form of integrity violation. Any account suspected of placing bets connected to corrupt activity will be suspended immediately pending investigation, with potential forfeiture of all balances.

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07

Casino and Roulette Rules

Lucky100's casino and roulette sections operate under certified Random Number Generation (RNG) for digital tables and real physical equipment for live dealer tables. The following rules apply:

  • Game results: Results on Lucky100's digital casino and roulette games are generated by independently certified RNG software. The outcome of each game is entirely random and independent of all previous results.
  • Live dealer tables: Live dealer results are determined by real physical equipment — cards, wheels and dice — in use at the time of play. Lucky100 is not responsible for results in the event of a game being disconnected mid-round; standard disconnection rules for the specific game type apply and are displayed within each game.
  • Minimum chip (roulette): Rs 200 per chip on standard digital tables. Rs 500 on live dealer tables. VIP table minimums may differ.
  • Game integrity: Any attempt to use software, bots, scripts or mechanical tools to gain an unfair advantage on Lucky100 casino or roulette games will result in immediate account suspension and forfeiture of all balances.
08

VIP Club Terms

The Lucky100 VIP Club operates across five tiers: Bronze, Silver, Gold, Platinum and Diamond. All registered Lucky100 members are automatically enrolled in the Bronze tier upon account creation. Tier progression is based on accumulated VIP points.

  • Points earn rate: 1 VIP point per Rs 1 wagered on cricket betting and virtual sports. 0.5 VIP points per Rs 1 wagered on casino games (including roulette). Points are credited on settled bets only.
  • Tier thresholds: Silver at 50,000 points; Gold at 200,000; Platinum at 750,000; Diamond at 2,000,000.
  • Tier retention: VIP points do not expire provided the account shows at least one settled bet per calendar month. Tier status is reviewed quarterly. Inactivity over two consecutive quarters may result in a tier review with advance notice.
  • Cashback: Weekly cashback is calculated on net losses for the calendar week (Monday to Sunday) and credited each Monday. Cashback carries a 1x wagering requirement before withdrawal.
  • Personal account managers are assigned from Gold tier onwards. Manager assignments are at Lucky100's discretion and may change from time to time.
  • Lucky100 reserves the right to modify VIP Club benefits, tier thresholds and point earn rates at any time. Members will be notified of material changes via the registered email address.
09

Account Suspension and Closure

Lucky100 reserves the right to suspend, restrict or close any account at any time. Grounds for suspension include but are not limited to:

  • Breach of any provision of these Terms and Conditions
  • Registration by a person under 18 years of age
  • Provision of false or misleading information during registration or verification
  • Operating multiple accounts
  • Suspected involvement in money laundering, fraud or other criminal activity
  • Suspected use of automated betting software, bots or scripts
  • Suspected match-fixing or collusion with other players
  • At the request of the account holder for responsible gaming purposes

Where an account is closed due to a terms breach, Lucky100 may withhold the balance pending investigation. Where closure is requested by the member for responsible gaming reasons, any available balance (excluding bonus funds subject to incomplete wagering requirements) will be returned via the member's registered withdrawal method.

Self-exclusion closure requests are processed immediately and are permanent by default. If you wish to close your Lucky100 account for responsible gaming reasons, contact support at any time. The process takes effect within one hour of the request being received.

10

Responsible Gaming

Lucky100 is committed to responsible gaming. The following tools are available to all members from within the account settings or by contacting Lucky100 support:

  • Deposit limits: Set daily, weekly or monthly deposit caps. Limits take effect immediately and cannot be increased for 48 hours after a request to raise them.
  • Session timers: Receive an alert after a set period of activity on Lucky100.
  • Reality checks: Regular pop-up summaries of session duration and net position.
  • Cooling-off periods: Temporary breaks of 24 hours, 1 week or 1 month during which the account is suspended from betting and casino activity.
  • Self-exclusion: Permanent account closure available on request, effective within one hour.

Lucky100's full responsible gaming resources, including self-assessment tools and external support signposting, are available at Responsible Gaming. If you are concerned about your gambling or the gambling of someone you know, please visit that page.

11

Privacy and Data

Lucky100 collects and processes personal data in accordance with its Privacy Policy, which forms part of these Terms and Conditions by reference. By registering on Lucky100, you consent to the collection and processing of your personal data as described in that policy.

Key data commitments from Lucky100:

  • Your personal data will never be sold to third parties.
  • Payment details are encrypted at rest and in transit. Card numbers are never stored in plain text.
  • Data is retained for the period necessary to fulfil regulatory obligations, after which it is securely deleted.
  • You have the right to request access to your personal data held by Lucky100 at any time by contacting support.
12

Amendments to These Terms

Lucky100 may amend these Terms and Conditions at any time. When material changes are made, registered members will be notified via the email address on file and via an in-platform banner notification. The updated terms will carry a revised "last updated" date.

If you disagree with any amendment, you should contact Lucky100 support and, if necessary, close your account. Continued use of Lucky100's services following an amendment notification constitutes acceptance of the updated terms.

These Terms and Conditions, together with Lucky100's Privacy Policy and Responsible Gaming policy, constitute the entire agreement between Lucky100 and each registered member. No verbal representations made by support staff override the written terms.

Questions about these terms? Contact Lucky100's support team via live chat — available 24/7. For VIP Gold tier members and above, your personal account manager can walk through any section of the terms with you directly.

These Terms Apply to All Lucky100 Products. The same rules cover cricket betting, live casino, roulette, virtual sports and the VIP Club. Product-specific rules supplement but do not replace these general terms. Where a conflict exists between a product-specific rule and these general terms, the product-specific rule applies to that section only.

Responsible Gaming — You Are in Control. Lucky100 supports responsible play. Deposit limits, session timers and self-exclusion are accessible from your account settings at any time. If you need help, visit Responsible Gaming. These tools are there for you — using them is a sign of smart play, not weakness. 18+ only.

READY TO PLAY

Agree With Our Terms? Join Lucky100 and Claim Your Welcome Bonus

Register free with your Pakistani mobile number. Deposit from Rs 1,000 via Easypaisa or JazzCash and receive a 100% match bonus up to Rs 50,000. Full cricket betting, live casino, roulette and VIP Club access from day one.

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